Previous   1    2    3    4    5    6   

Recent Articles

Mar
08
2017
Buying a Home With No Credit
Are you a first time homebuyer with NO credit history? If you’ve strived to live debt-free until now, you may be faced with an unintended consequence of having taken out no loans – you don’t have any established credit history. Your credit score and credit history are...
Mar
01
2017
All About Jumbo Mortgage Loans
In many areas of the country, you can buy a nice single-family home for well under $400,000. In other areas, particularly those with high costs of living, single-family homes begin at a half million dollars or more (sometimes much, much more!), especially if you want to...
Feb
23
2017
3 Quick Ways to Boost Credit Score & Be Ready to Buy in 2017
When you meet with a mortgage lender, one of the pieces of information that they will rely heavily on in determining whether or not to lend you money at all, and if so, how much to lend you, is your credit score. If you’re hoping to buy a home in 2017 but your credit score isn’t...
Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying process by...
Previous   1    2    3    4    5    6